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THE TOTALUP WAY
TO PLAY CARD GAMES
If you
enjoy playing Baccarat or Blackjack, you will love BACCJACK. There are
12 versions of the game, depending on the number of decks and options
allowed. One of the preferred options is presented below.
Rules of Play
Each player places a wager at the start of the round. Players and
dealer each gets two cards. The two cards of each player are left face
up at the table and one of the dealer’s two cards is revealed as the
dealer’s up card. The two cards are ranked in the same manner as in
the game of Baccarat, with 9 being the highest and 0 being the lowest.
10 and face cards are worth 0, Aces count as 1 and all other cards 2
through 9 are worth their face value.
The objective of BACCJACK is to beat the dealer by having a total
higher than the dealer’s hand by at least two points. If the dealer
face-up card is 9 or 8, the dealer must check his hole card for a
natural. Players can place an insurance bet up to half their wager.
Insurance pays 2 to 1. After insurance is offered, dealer checks to
see if the hole card is a 0 value. If so, the dealer collects all
wagers and pays insurance, if any.
Beginning with the player to the dealer’s left, each player completes
his or her hand by exercising one of the following options: stand,
split, get a third card after doubling the original bet, get a fourth
card after redoubling the original bet. The dealer, on the other hand,
has only one option to follow as the dealer’s two-card value is the
final (house) value.
A player may stand if satisfied with the original two-card total, or
may choose to double his bet and receive a third card to try to
further improve the total. Players automatically lose their wagers if
their hand final value is 0 or 1.
If the player’s first two cards are equal in value, the player may
elect to split the pair, place an equal wager to the original bet, and
play two independent hands each starting with one of the original two
cards. Each hand gets a second card and is played as usual. Players
can split up to three times.
Once all players have finished their hands, the dealer opens the hole
card, stands, and states the dealer’s total hand value. The dealer’s
hand is compared with each remaining players’ hands to resolve their
bets. The dealer collects the losing cards and the wagers of losing
hands, pays the winning wagers according to the payout schedule given
below, and collects the winning cards. Once all bets are resolved, new
wagers are placed and a new round begins.
Highlights of
BACCJACK
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Easy to learn and play
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Fun and Exciting
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Split, Double and
Redouble Actions
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High Payouts
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High average bet and
high hold estimates
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Dealer's first two card
value is the final House value

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